How do you have your retirement money set up? Annuities, CDs, IRAs, money market? I know it's a good idea to have a diversified portfolio, but I'm curious what kind of combinations other people have.
My wife and I are working on equities. We use dollar cost averaging method, under the guidance of a mentor. With the economy today, there's no way to go but up. The more stocks you buy now (with prudence), the better off you are when the economy bounces back to full steam.